Although a number of microfinance initiatives have improved financial inclusion in various regions of developing countries, the transferability of their foundations from one context to another is still a challenge. This study proposes an innovative process-based model targeting the initial stages of the transfer process that links three interconnected categories: local contextual conditions, transferring practices, and initial developmental consequences. The results were produced through a longitudinal study of the implementation of three community development banks on the periphery of Sao Paulo (...) based on a highly successful Brazilian model known as Banco Palmas. In addition to the process-based model, our findings contribute to the microfinance and bottom of the pyramid literatures, showing a cross-fertilization that has been insufficiently explored. (shrink)

Given the vast distances separating astronomical objects, multi-generational space travel may eventually become a practicable option in the future. Such an expedition would most likely include companion animals as well. Especially since they are deemed important in assisting humans to cope with stress and anxiety. However, just as with humans, extended periods of confinement would be detrimental to companion animals as well, resulting in psychological, physiological, and behavioural disorders. Already occurring to animals locked up in terrestrial households, it would be (...) an even bigger welfare problem during a life-long journey in a no-way-out confined spaceship. A conceivable solution could be to genetically enhance them to fit the spaceship environment. Assuming that companion animals will be part of future multi-generational space travels, this article aims at examining how such an experience would affect their welfare, even considering the implications of genetic adaptation. (shrink)

Esta pesquisa faz parte de um estudo que pretende investigar longitudinalmente a transição da conjugalidade para a parentalidade quanto ao ajustamento diádico e a satisfação conjugal de casais primíparos. O presente relato compreendeu os dados coletados na primeira medida e, portanto, se caracterizo..