Banks, Insurance Companies, and Discrimination1

Business and Society Review 113 (3):403-419 (2008)
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Abstract

ABSTRACTThis article examines some of the reasons why banks and insurance companies have been accused of discrimination, and shows that this is by and large a false accusation. Economic analysis demonstrates that racial discrimination is not a profit‐maximizing strategy. Actually, unwise public policies are actually precluding many consumers from the market

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