My paper challenges the externalist mainstream assumptions towards the understanding of religious beliefs (i.e., reliabilism by W.Alston, the warrant belief approach by A.Plantinga, the neowittgensteinian analysis of doxastic systems). According to such assumptions, religious beliefs should be evaluated rational in terms of the same doxastic standard giving justification for ordinary factual beliefs. Moving from the empiricist intuition that the kind of content of belief matters to the form of belief and the justification practices for it, I argue for the claim that religious beliefs do not concern facts or experiences but assiological interpretations of facts or experiences. After some brief introductory considerations, in the second section of my paper I provide criteria for distinguishing between factual and non factual beliefs, and I offer a general account for the doxastic spectrum. In the subsequent section I characterize the assumption of religious beliefs as qualitative, mostly implicit and in the de dicto modality. In order to prove my characterization I draw a phenomenology of religious belief from individual testimonies concerning religious conversion. I finally conclude answering some objections in the fourth section of the paper.