Technological changes: Recent trends and challenges in banking sector

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International Journal of Research and Analytical Reviews 6 (2019)
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Abstract

Indian banking and digital banking system are connected and it is continuously evolving. Today with the introduction of cashless economy, central identity service Aadhaar, Payment infrastructure revamp with UPI, Telecom providers acting as banks, payments bank like PayTM, emergence of FinTechs(Financial Technologies) and introduction of private agencies to deal with digital payments have given a new horizon to digital banking services. The importance of Cloud banking, Big Data Analytics and Artificial intelligence is increasing day by day.

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