Access to Credit and Banking Facilities by Muslim Households in Telangana

In G. Sudhir, M. A. Bari, Amir Ullah Khan & Abdul Shaban (eds.), Muslims in Telangana: A Discourse on Equity, Development, and Security. Springer Singapore. pp. 273-287 (2021)
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Abstract

This chapter examines the access of Muslims to banking and credit facilities in Telangana. For the purposes, study uses both qualitative and quantitative information from various sources, such as committee reports, government departments, the unit level data from Debt and Investment Survey of National Sample Survey Office, 70th Round, 2013. The study shows that Muslims have lower access to banking and credit facilities compared to Hindus and other socio religious groups, and Muslim borrowing is more for consumption purposes than for productive investments. The chapter suggests a comprehensive credit policy for Muslims in Telangana.

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