In an attempt to discover new possibilities for advertising in uncluttered environments marketers have recently begun using ambient advertising in, for instance, bars and pubs. However, advertising in such licensed premises have to deal with the fact that many consumers are under the influence of alcohol while viewing the ad. This paper examines the effect of alcohol intoxication on attention to and memory for advertisements in two experiments. Study 1 used a forced exposure manipulation and revealed increased attention to logos (...) under alcohol intoxication consistent with the psychopharmacological prediction that alcohol intoxication narrows attention to the more salient features in the visual environment. Study 2 used a voluntary exposure manipulation in which ads were embedded in a magazine. The experiment revealed that alcohol intoxication reduces voluntary attention to ads and leads to a significant reduction in memory for the viewed ads. In popular terms consuming one or two beers reduces brand recall from 40 % to 36 % while being heavily intoxicated further reduces brand recall to 17 %. (shrink)

Die Syntax als die Disziplin der Linguistik, die den Satzbau zum Gegenstand hat, ist heute in eine Vielfalt einzelner Schulen zerfallen, die sich oft radikal in ihren Zielen und Methoden unterscheiden. Diese Schulenvielfalt ist z.T. darauf zurückzuführen, daß traditionelle, strukturalistische und dependenzgrammatische Ansätze den in den sechziger Jahren einsetzenden Siegeszug der Generativen Grammatik überlebt haben, unter anderem, weil sie sich bei der Erstellung von nicht rein theoretisch orientierten Sprachbeschreibungen als handlicher erwiesen. Aber auch die interne Entwicklung der Generativen Grammatik trug (...) zur Schulenvermehrung bei, insbesondere die schon früh beginnende Propagierung von Modellen, die sich mehr oder weniger weit von dem an den Arbeiten Chomskys orientierten Standard-Modell entfernten. Hinzu kamen neue Schulen, die sich durch Methoden und Ergebnisse der Logik, der Pragmatik oder der Universalienforschung inspirieren ließen und denen gemeinsam ist, daß sie dem generativen Ideal einer autonomen Syntax die Forderung nach einer inhaltlich-funktionalen Fundierung entgegensetzten. Das Handbuch versucht, diese verschiedenen Auffassungen darüber, was die Syntax zu tun hat und wie sie es zu tun hat, möglichst vollständig zu dokumentieren, und zwar sowohl unter systematischen Gesichtspunkten als auch im Hinblick auf die wissenschaftshistorische Entwicklung, die von der Sprachforschung der Antike bis zu den aktuellsten Ausprägungen der erwähnten Theoriemodelle dargestellt wird, wobei auch Ausblicke in die indische und arabische Grammatiktradition gegeben werden. So werden zahlreiche Konvergenzen sichtbar, und so kann sich der Leser ein Urteil darüber bilden, ob und wo die Schulendiversifikation mit wissenschaftlichen Fortschritten verbunden war. - Dabei wurde jedoch die Aufgabe einer umfassenden Dokumentation der syntaktischen Theorienbildung nicht so interpretiert, daß alle Richtungen in gleichem Umfang vertreten sein sollen. Vielmehr waren bestimmte Gewichtungen unumgänglich. So wurde der Generativen Grammatik in ihren verschiedenen Spielarten besondere Aufmerksamkeit gewidmet, da von ihr die meisten Impulse ausgingen. Neben der Dokumentation der syntaktischen Schulen ist es Hauptaufgabe des Handbuchs, Materialien über die variierenden Ausprägungen syntaktischer Phänomene in den Sprachen der Welt sowie über Tendenzen der sprachhistorischen Veränderung des Satzbaus zur Verfügung zu stellen. Die Autoren haben sich bemüht, ihre Beiträge auch für nicht eingearbeitete Leser verständlich und instruktiv zu gestalten. Damit spricht das Handbuch nicht nur Sprachwissenschaftler, sondern auch andere Berufsgruppen an, die in ihrer Tätigkeit mit syntaktischen Fragen in Berührung kommen, etwa Psychologen, Lehrer, EDV-Fachleute, Übersetzer, Lektoren u.a.m. (shrink)

Der Eröffnungsband der neuen Reihe „Studien zu Literatur und Religion / Studies on Literature and Religion“ bilanziert das seit einigen Jahren wieder spürbar gewachsene Forschungsinteresse an Religion und Literatur und erörtert an konkreten Beispielen und Schlüsselthemen von der Antike bis zur Gegenwart systematische Perspektiven für die zukünftige Forschung. Neben wissenschaftshistorischen Darstellungen widmen sich die Beiträge namhafter Vertreter aus Kultur-, Literatur-, Religionswissenschaft und Theologie Grundfragen u.a. nach Ritualität und Subjektivität, Mimesis und Fiktionalität, aber auch Konfessionalität und Transkulturalität, die Zusammenhänge wie Abgrenzungen (...) von Religion und Literatur deutlich werden lassen. (shrink)

Voltaire, 1694-1778 -- Guizot 1787-1874 -- Burckhardt 1818-1897 -- Lamprecht 1856-1915 -- Huizinga 1872-1945 -- Ortega y Gasset 1883-1955.

English summary: Was Paul of Tarsus a philosopher? Does he even rank amongst those philosophers who influenced occidental live and thought? The Italian philosopher Giorgio Agamben says, that the Epistle to the Romans is the fundamental messianic text of the western culture. The Jewish scholars Jacob Taubes and Daniel Boyarin insist on the philosophical and political Force of Pauline thinking. Long before that, Friedrich Nietzsche and Martin Heidegger dealt intently with the Epistle. Was Paul a Philosopher? In any case he (...) received a lot of attention from the modern philosophers. The collection of contributions by theologians and philosophers gives profound insights into his thinking. German description: War Paulus aus Tarsus ein Philosoph? Zahlt er gar zu jenen bedeutenden Philosophen, die das abendlandische Leben und Denken massgeblich mit pragten? Der italienische Philosoph Giorgio Agamben bezeichnet jedenfalls den Romerbrief des Apostels als "grundlegenden messianischen Text der westlichen Kultur". Nachdrucklich weisen auch judische Gelehrte wie Jacob Taubes und Daniel Boyarin auf die philosophisch-politische Sprengkraft paulinischen Denkens hin. Lange zuvor setzten sich bereits Friedrich Nietzsche und Martin Heidegger intensiv mit den Briefen des Apostels auseinander. War Paulus ein Philosoph? In jedem Fall geniesst er unter den Philosophen der Moderne und Spatmoderne eine bemerkenswert grosse Aufmerksamkeit. Die hier versammelten Beitrage von Philosophen und Theologen geben einen profunden Einblick in sein denkerisches Potential. (shrink)

A platitude that took hold with Kuhn is that there can be several equally good ways of balancing theoretical virtues for theory choice. Okasha recently modelled theory choice using technical apparatus from the domain of social choice: famously, Arrow showed that no method of social choice can jointly satisfy four desiderata, and each of the desiderata in social choice has an analogue in theory choice. Okasha suggested that one can avoid the Arrow analogue for theory choice by employing a strategy (...) used by Sen in social choice, namely, to enhance the information made available to the choice algorithms. I argue here that, despite Okasha’s claims to the contrary, the information-enhancing strategy is not compelling in the domain of theory choice. (shrink)

'Philosophische Anthropologie' meint in dieser Studie nicht eine philosophische Subdisziplin, sondern eine besondere Theorierichtung in der deutschsprachigen Philosophie des 20. Jahrhunderts, die mit den Namen Max Scheler, Helmuth Plessner, Erich Rothacker, Arnold Gehlen, Adolf Portmann u.v.a. mehr verbunden ist. Der erste Teil erzählt die verwickelte, teils abenteuerliche Entstehungs-, Aufstiegs- und Entfaltungsgeschichte dieser Denkergruppe von 1919 bis 1975 - einschließlich ihrer beachtlichen Wirkungsgeschichte in verschiedenen Disziplinen wie der Soziologie, Psychologie, Biologie und der Philosophie selbst. Im zweiten Teil wird der philosophische Identitätskern (...) dieser Philosophischen Anthropologie als Denkansatz präzisiert. (shrink)

Objective interpretations of probability are usually discussed in two varieties: frequency and propensity accounts. But there is a third, neglected possibility, namely, probabilities as deriving from ranges in suitably structured initial state spaces. Roughly, the probability of an event is the proportion of initial states that lead to this event in the space of all possible initial states, provided that this proportion is approximately the same in any not too small interval of the initial state space. This idea can also (...) be expressed by saying that in the types of situations that give rise to probabilistic phenomena we may expect to find an initial state space such that any "reasonable" density function over this space leads to the same probabilities for the possible outcomes. This "method of arbitrary functions" was introduced by Poincaré, studied and extended by Hopf and more recently by Eduardo Engel, Jan von Plato and Michael Strevens. The natural-range, or method-of-arbitrary-functions approach to probabilities is usually treated as an explanation for the occurrence of probabilistic patterns, whereas I examine its prospects for an objective interpretation of probability, in the sense of providing truth conditions for probability statements that do not depend on our state of mind or information. The main objection to such a proposal is that it is circular, i.e. presupposes the concept of probability, because a measure on the initial state has to be introduced, and density functions over the space are considered. I try to argue that this objection can be successfully met. (shrink)

Synthetic biology is an emerging technology that aims to design and engineer DNA and molecular structures of single cell organisms. Existing organisms can be altered, novel organisms can be created. In doing so, synthetic biology makes use of specific technoscientific understandings of living beings. This volume sets out to explore and assess synthetic biology and its notions of life from philosophical, ethical, social, and legal perspectives. Contents Concepts, Metaphors, Worldviews.- Public Good and Private Ownership.Social and Legal Ramifications.- Opportunities, Risks, Governance. (...) Target Groups Scholars of sociology, philosophy, theory of science, history of science, biology, engineering Politicians and policymakers The Editor Dr. Joachim Boldt is Deputy Director at the Institut für Ethik und Geschichte der Medizin in Freiburg, Germany. (shrink)

This paper develops and explores a new framework for theorizing about the measurement and aggregation of well-being. It is a qualitative variation on the framework of social welfare functionals developed by Amartya Sen. In Sen’s framework, a social or overall betterness ordering is assigned to each profile of real-valued utility functions. In the qualitative framework developed here, numerical utilities are replaced by the properties they are supposed to represent. This makes it possible to characterize the measurability and interpersonal comparability of (...) well-being directly, without the use of invariance conditions, and to distinguish between real changes in well-being and merely representational changes in the unit of measurement. The qualitative framework is shown to have important implications for a range of issues in axiology and social choice theory, including the characterization of welfarism, axiomatic derivations of utilitarianism, the meaningfulness of prioritarianism, the informational requirements of variable-population ethics, the impossibility theorems of Arrow and others, and the metaphysics of value. (shrink)

Perceptual experiences justify beliefs. A perceptual experience of a dog justifies the belief that there is a dog present. But there is much evidence that perceptual states can occur without being conscious, as in experiments involving masked priming. Do unconscious perceptual states provide justification as well? The answer depends on one’s theory of justification. While most varieties of externalism seem compatible with unconscious perceptual justification, several theories have recently afforded to consciousness a special role in perceptual justification. We argue that (...) such views face a dilemma: either consciousness should be understood in functionalist terms, in which case our best current theories of consciousness do not seem to imbue consciousness with any special epistemic features, or it should not, in which case it is mysterious why only conscious states are justificatory. We conclude that unconscious perceptual justification is quite plausible. (shrink)

'Philosophische Anthropologie' meint in dieser Studie nicht eine philosophische Subdisziplin, sondern eine besondere Theorierichtung in der deutschsprachigen Philosophie des 20. Jahrhunderts, die mit den Namen Max Scheler, Helmuth Plessner, Erich Rothacker, Arnold Gehlen, Adolf Portmann u.v.a. mehr verbunden ist. Der erste Teil erzählt die verwickelte, teils abenteuerliche Entstehungs-, Aufstiegs- und Entfaltungsgeschichte dieser Denkergruppe von 1919 bis 1975 - einschließlich ihrer beachtlichen Wirkungsgeschichte in verschiedenen Disziplinen wie der Soziologie, Psychologie, Biologie und der Philosophie selbst. Im zweiten Teil wird der philosophische Identitätskern (...) dieser Philosophischen Anthropologie als Denkansatz präzisiert. (shrink)

David Rosenthal explains conscious mentality in terms of two independent, though complementary, theories—the higher-order thought (“HOT”) theory of consciousness and quality-space theory (“QST”) about mental qualities. It is natural to understand this combination of views as constituting a kind of representationalism about experience—that is, a version of the view that an experience’s conscious character is identical with certain of its representational properties. At times, however, Rosenthal seems to resist this characterization of his view. We explore here whether and to what (...) extent it makes sense to construe Rosenthal’s views as representationalist. Our goal is not merely terminological—discerning how best to use the expression ‘representationalism’. Rather, we argue that understanding Rosenthal’s account as a kind of representationalism permits us not only to make sense of broader debates within the philosophy of mind, but also to extend and clarify aspects of the view itself. (shrink)

The Historical Dictionary of Philosophy, the _Historisches Wörterbuch der Philosophie,_ is distinguished by its particular presentation of philosophical terms, ideas and concepts. Rather than providing mere defintions or descriptive and analytical explanantions the _HWPh_ strictly applies the critical method of history of concepts developed by the eminent German scholar and philosopher Joachim Ritter. By means of precise and detailed references it documents the origin, first occurrence, the historical evolution and the changes of meaning of each concept, from Ancient Greek (...) to contemporary philosophy. For the reader this presentation is of unique value: it makes traceable the importance of terms and concepts at certain periods or for a particular philosopher, as well as its changes and development of meaning. Voulmes 1–12 of the _HWPh_ comprises more than 17.000 text columns on 3.670 philosophical terms. The dictionary does not include articles on persons. Volume 13 includes, besides of a comprehensive introductory essay, three different indexes: - the Subject Index classifies the articles by disciplinary and systematic categories - the Main Index includes all philosophical keywords with more than 30.000 references to their occurrences in other articles and contexts - the Author Index lists all authors and their contributions The included CD-ROM allows full text research of the _HWPh's_ entire content. (shrink)

This paper compares two alternative explanations of pragmatic encroachment on knowledge (i.e., the claim that whether an agent knows that p can depend on pragmatic factors). After reviewing the evidence for such pragmatic encroachment, we ask how it is best explained, assuming it obtains. Several authors have recently argued that the best explanation is provided by a particular account of belief, which we call pragmatic credal reductivism. On this view, what it is for an agent to believe a proposition is (...) for her credence in this proposition to be above a certain threshold, a threshold that varies depending on pragmatic factors. We show that while this account of belief can provide an elegant explanation of pragmatic encroachment on knowledge, it is not alone in doing so, for an alternative account of belief, which we call the reasoning disposition account, can do so as well. And the latter account, we argue, is far more plausible than pragmatic credal reductivism, since it accords far better with a number of claims about belief that are very hard to deny. (shrink)

This chapter contains sections titled: Introduction What is Chemistry about? Is Chemistry Reducible to Physics? Are There Fundamental Limits to Chemical Knowledge? Is Chemical Research Ethically Neutral? Conclusion References.

Concepts. Health ; Disease ; Death -- Models and kinds. Causation and kinds ; Holism and reductionism ; Controversial diseases -- Evidence and inference. Evidence in medicine ; Objectivity and the social structure of science ; Inference ; Effectiveness, skepticism, and alternatives ; Diagnosis and screening -- Values and policy. Psychiatry: care or control? ; Policy ; Public health.

What are consequential world problems? As “grand societal challenges”, one might define them as problems that affect a large number of people, perhaps even the entire planet, including problems such as climate change, distributive justice, world peace, world nutrition, clean air and clean water, access to education, and many more. The “Sustainable Development Goals”, compiled by the United Nations, represent a collection of such global problems. From my point of view, these problems can be seen as complex. Such complex problems (...) are characterized by the complexity, connectivity, dynamics, intransparency, and polytely of their underlying systems. These attributes require special competencies for dealing with the uncertainties of the given domains, e.g., critical thinking. My position is that it is not IQ, but complex problem-solving competencies for dealing with complex and dynamic situations, that is important for handling consequential global problems. These problems require system competencies, i.e., competencies that go beyond analytical intelligence, and comprise systems understanding as well as systems control. Complex problem-solving is more than analytic intelligence. (shrink)

According to what Birch (2022) calls the theory-heavy approach to investigating nonhuman-animal consciousness, we select one of the well-developed theories of consciousness currently debated within contemporary cognitive science and investigate whether animals exhibit the neural structures or cognitive abilities posited by that theory as sufficient for consciousness. Birch argues, however, that this approach is in general problematic because it faces what he dubs the dilemma of demandingness—roughly, that we cannot use theories that are based on the human case to assess (...) consciousness in nonhuman animals and vice versa. We argue here that, though this dilemma may problematize the application of many current accounts of consciousness to nonhuman animals, it does not challenge the use of standard versions of the higher-order thought theory (“HOTT”) of consciousness, according to which a creature is in a conscious mental state just in case it is aware of being in that state via a suitable higher-order thought (“HOT”). We show this in two ways. First, we argue that, unlike many extant theories of consciousness, HOTT is typically motivated by a commonsense, and more importantly, neutral condition on consciousness that applies to humans and animals alike. Second, we offer new empirical and theoretical reasons to think that many nonhuman animals possess the relevant HOTs necessary for consciousness. Considering these issues not only reveals the explanatory power of HOTT and some of its advantages over rival accounts, but also enables us to further extend and clarify the theory. (shrink)

The discussion in Perspectives on Psychological Science about criteria for scholarly merit shows a potential bias of quantitative measurements compared with informed judgments of scholarly merits. This comment argues for a selection procedure that is open for qualitative arguments.

Das Verhältniss des Thomas von Aquino zum Judenthum und zur jüdischen Litteratur.--Eine bisher unbekannte dem Bachja ibn Pakuda zugeeignete Schrift.--Die philosophischen und ethischen Anschauungen in Abraham bar Chijja's Hegjon ha-Nefesch.--Ueber Abraham bar Chijja's "Buch der Enthüllung".--Die Familie Schemtob in ihren Beziehungen zur Philosophie.--Die Stellung des Simon ben Zemach Duran in der Geschichte der jüdischen Religionsphilosophie.--Die philosophischen Lehren des Isaak ben Salomon Israeli.

Medicalisation is a social phenomenon in which conditions that were once under legal, religious, personal or other jurisdictions are brought into the domain of medical authority. Low sexual desire in females has been medicalised, pathologised as a disease, and intervened upon with a range of pharmaceuticals. There are two polarised positions on the medicalisation of low female sexual desire: I call these the mainstream view and the critical view. I assess the central arguments for both positions. Dividing the two positions (...) are opposing models of the aetiology of low female sexual desire. I conclude by suggesting that the balance of arguments supports a modest defence of the critical view regarding the medicalisation of low female sexual desire. (shrink)

Matteo Ricci (1552-1610) was an Italian Jesuit and one of the first Christian missionaries to China in the modern era. He was a genuine polymath—a translator, cartographer, mathematician, astronomer, and musician. Above all, Ricci was a missionary for the gospel. As we briefly examine his 1603 seminal work, The True Meaning of the Lord of Heaven, our hope is that we, as evangelical educators, will perceive some of the deeper principles necessary for our own missionary work among unreached people.

D. M. Armstrong famously claims that deterministic laws of nature are contingent relations between universals and that his account can also be straightforwardly extended to irreducibly probabilistic laws of nature. For the most part, philosophers have neglected to scrutinize Armstrong’s account of probabilistic laws. This is surprising precisely because his own claims about probabilistic laws make it unclear just what he takes them to be. We offer three interpretations of what Armstrong-style probabilistic laws are, and argue that all three interpretations (...) are incompatible either with some feature of Armstrong’s broader metaphysics or with essential features of his account of laws (or both). (shrink)

Medical scientists employ ‘quality assessment tools’ (QATs) to measure the quality of evidence from clinical studies, especially randomized controlled trials (RCTs). These tools are designed to take into account various methodological details of clinical studies, including randomization, blinding, and other features of studies deemed relevant to minimizing bias and error. There are now dozens available. The various QATs on offer differ widely from each other, and second-order empirical studies show that QATs have low inter-rater reliability and low inter-tool reliability. This (...) is an instance of a more general problem I call the underdetermination of evidential significance. Disagreements about the strength of a particular piece of evidence can be due to different—but in principle equally good—weightings of the fine-grained methodological features which constitute QATs. (shrink)

"A gem of enlightenment.... One rejoices in Bronowski's dedication to the identity of acts of creativity and of imagination, whether in Blake or Yeats or Einstein or Heisenberg."--Kirkus Reviews "According to Bronowski, our account of the world is dictated by our biology: how we perceive, imagine, symbolize, etc. He proposes to explain how we receive and translate our experience of the world so that we achieve knowledge. He examines the mechanisms of our perception; the origin and nature of natural language; (...) formal systems and scientific discourse; and how science, as a systematic attempt to establish closed systems one after another, progresses by exploring its own errors and new but unforeseen connections.... A delightful look at the inquiring mind."--Library Journal "Eminently enjoyable to read, with a good story or 'bon mot' on every page."--Nature "A well-written and brilliantly presented defense of the scientific enterprise which could be especially valuable to scientists and to teachers of science at all levels."--AAAS Science Books & Films Contents 1. The Mind as an Instrument for Understanding 2. The Evolution and Power of Symbolic Language 3. Knowledge as Algorithm and as Metaphor 4. The Laws of Nature and the Nature of Laws 5. Error, Progress, and the Concept of Time 6. Law and Individual Responsibility. (shrink)

Can we describe certain sonic experiences as “homely,” even when they take place outside of a traditional home-space? While phenomenological accounts of home abound, with writers detailing a rich spectrum of the felt characteristics of the homely including safety, familiarity, and affective “warmth,” there is a scarcity of research into sonic experience that engages with such literatures. With specific interest in the experience of embodied space, I account here for what might be termed feelings of “sonic homeliness” as they emerge (...) during headphone listening. After forming a conceptual model of homeliness that draws from phenomenological philosophy, I investigate its applicability to experiences of headphone listening. Through analysis of primary interview data, I consider how headphones may be said to territorialize space for listeners, analyzing how sonic “boundaries” are experienced in relation to the body, as well as how some listeners describe their experiences as interiorized, comforting, and “wombic.”. (shrink)

Gottesbeweise gehören zu den großen Themen der abendländischen Philosophie. Im 20. Jahrhundert sind sie mit Hilfe der modernen Logik neu formuliert worden und auch in der analytischen Philosophie werden Gottesbeweise seit Jahrzehnten kontrovers diskutiert. Offenkundig ist die Frage nach der Existenz Gottes im nachmetaphysischen Zeitalter aktueller denn je. Der Band versammelt die großen Gottesbeweise des Mittelalters und der Neuzeit ebenso wie die klassischen Einwände von Hume und Kant. Die sprachanalytische Debatte wird ausführlich dokumentiert und ein eigener Teil ist Kurt Gödel (...) gewidmet, dessen ontologischer Beweis bis heute nicht stichhaltig widerlegt worden ist. Umfassende einleitende Essays führen in die Problematik der Gottesbeweise ein und bieten gut verständliche Rekonstruktionen der jeweiligen Beweisversuche. (shrink)

Handbook entry on "Synthesis," surveying the roles played by synthesis in Husserl, important precursors in the history of philosophy, and the legacy of the term in Heidegger and Merleau-Ponty.

This article presents and discusses different kinds of data documents, including data sets, data studies, data papers and data journals. It provides descriptive and bibliometric data on different kinds of data documents and discusses the theoretical and philosophical problems by classifying documents according to the DIKW model (data documents, information documents, knowl­edge documents and wisdom documents). Data documents are, on the one hand, an established category today, even with its own data citation index (DCI). On the other hand, data documents (...) have blurred boundaries in relation to other kinds of documents and seem sometimes to be understood from the problematic philosophical assumption that a datum can be understood as “a single, fixed truth, valid for everyone, everywhere, at all times”. (shrink)

It is now—at least loosely—acknowledged that most health and clinical outcomes are influenced by different interacting causes. Surprisingly, medical research studies are nearly universally designed to study—usually in a binary way—the effect of a single cause. Recent experiences during the coronavirus disease 2019 pandemic brought to the forefront that most of our challenges in medicine and healthcare deal with systemic, that is, interdependent and interconnected problems. Understanding these problems defy simplistic dichotomous research methodologies. These insights demand a shift in our (...) thinking from ‘cause and effect’ to ‘causes and effects’ since this transcends the classical way of Cartesian reductionist thinking. We require a shift to a ‘causes and effects’ frame so we can choose the research methodology that reflects the relationships between variables of interest—one-to-one, one-to-many, many-to-one or many-to-many. One-to-one (or cause and effect) relationships are amenable to the traditional randomized control trial design, while all others require systemic designs to understand ‘causes and effects’. Researchers urgently need to re-evaluate their science models and embrace research designs that allow an exploration of the clinically obvious multiple ‘causes and effects’ on health and disease. Clinical examples highlight the application of various systemic research methodologies and demonstrate how ‘causes and effects’ explain the heterogeneity of clinical outcomes. This shift in scientific thinking will allow us to find the necessary personalized or precise clinical interventions that address the underlying reasons for the variability of clinical outcomes and will contribute to greater health equity. (shrink)

Algorithmic predictions are promising for insurance companies to develop personalized risk models for determining premiums. In this context, issues of fairness, discrimination, and social injustice might arise: Algorithms for estimating the risk based on personal data may be biased towards specific social groups, leading to systematic disadvantages for those groups. Personalized premiums may thus lead to discrimination and social injustice. It is well known from many application fields that such biases occur frequently and naturally when prediction models are applied to (...) people unless special efforts are made to avoid them. Insurance is no exception. In this paper, we provide a thorough analysis of algorithmic fairness in the case of insurance premiums. We ask what “fairness” might mean in this context and how the fairness of a premium system can be measured. For this, we apply the established fairness frameworks of the fair machine learning literature to the case of insurance premiums and show which of the existing fairness criteria can be applied to assess the fairness of insurance premiums. We argue that two of the often-discussed group fairness criteria, independence (also called statistical parity or demographic parity) and separation (also known as equalized odds), are not normatively appropriate for insurance premiums. Instead, we propose the sufficiency criterion (also known as well-calibration) as a morally defensible alternative that allows us to test for systematic biases in premiums towards certain groups based on the risk they bring to the pool. In addition, we clarify the connection between group fairness and different degrees of personalization. Our findings enable insurers to assess the fairness properties of their risk models, helping them avoid reputation damage resulting from potentially unfair and discriminatory premium systems. (shrink)