This paper chooses car travel and bus travel as the research objects, establishes a dual-mode equilibrium model based on the bottleneck model, and compares the travel characteristics of the no-toll and fine-toll schemes. We find that the fine-toll scheme can eliminate the queuing time at the bottleneck, but it also increases the congestion risk cost of bus travel. In order to eliminate the queuing time at the bottleneck and reduce the congestion risk cost of bus travel without increasing the car (...) travel cost and bus travel cost, we propose an optimization scheme of fine toll and bus departure quantity and analyze its travel characteristics theoretically. Through the numerical example, we calculate and analyze the equilibrium results of no-toll scheme, fine-toll scheme, and optimization scheme of fine toll and bus departure quantity. The results indicate that the optimization scheme of fine toll and bus departure quantity can help travelers to choose a reasonable travel mode and travel time to travel in the rush hour. (shrink)