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  1. Reducing Losses From Catastrophic Risks Through Long-Term Insurance and Mitigation.Howard Kunreuther - 2008 - Social Research: An International Quarterly 75 (3):905-930.
    This paper examines the role that insurance and mitigation can play in reducing losses from natural disasters using data collected as part of a large-scale study on catastrophic risk jointly undertaken by the Wharton Risk Management Center in conjunction with Georgia State University and the Insurance Information Institute. The paper graphically demonstrates why disaster losses have increased in the past twenty-five years and the magnitude of the problem today. It then shows how mitigation measures can reduce future losses using data (...)
     
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    Why Do Groups Cooperate More Than Individuals to Reduce Risks?Min Gong, Jonathan Baron & Howard Kunreuther - 2013 - Theory and Decision 75 (1):101-116.
    Previous research has discovered a curious phenomenon: groups cooperate less than individuals in a deterministic prisoner’s dilemma game, but cooperate more than individuals when uncertainty is introduced into the game. We conducted two studies to examine three possible processes that might drive groups to be more cooperative than individuals in reducing risks: group risk concern, group cooperation expectation, and pressure to conform to social norms. We found that ex post guilt aversion and ex-post blame avoidance cause group members to be (...)
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