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  1.  21
    Vive la Différence: Social Banks and Reciprocity in the Credit Market. [REVIEW]Simon Cornée & Ariane Szafarz - 2014 - Journal of Business Ethics 125 (3):1-20.
    Social banks are financial intermediaries paying attention to non-economic (i.e., social, ethical, and environmental) criteria. To investigate the behavior of social banks on the credit market, this paper proposes both theory and empirics. Our theoretical model rationalizes the idea that reciprocity can generate better repayment performances. Based on a unique hand-collected dataset released by a French social bank, our empirical results are twofold. First, we show that the bank charges below-market interest rates for social projects. Second, regardless of their creditworthiness, (...)
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  2.  22
    Gender Biases in Bank Lending: Lessons From Microcredit in France.Anastasia Cozarenco & Ariane Szafarz - 2018 - Journal of Business Ethics 147 (3):631-650.
    The evidence on gender discrimination in lending remains controversial. To capture gender biases in banks’ loan allocations, we observe the impact on the applicants of a microfinance institution and exploit the natural experiment of a regulatory change imposing a strict EUR 10,000 loan ceiling on microcredit. Descriptive statistics indicate that the presence of the ceiling is associated both with bank-MFI co-financing and with harsher treatment of female borrowers. To investigate causal links, we develop an econometric approach that addresses the concerns (...)
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  3.  59
    The Special Status of Mathematical Probability: A Historical Sketch.Xavier De Scheemaekere & Ariane Szafarz - 2008 - Epistemologia 32 (1):91.
    The history of the mathematical probability includes two phases: 1) From Pascal and Fermat to Laplace, the theory gained in application fields; 2) In the first half of the 20th Century, two competing axiomatic systems were respectively proposed by von Mises in 1919 and Kolmogorov in 1933. This paper places this historical sketch in the context of the philosophical complexity of the probability concept and explains the resounding success of Kolmogorov’s theory through its ability to avoid direct interpretation. Indeed, unlike (...)
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