Insurance Discrimination on the Basis of Health Status: An Overview of Discrimination Practices, Federal Law, and Federal Reform Options

Journal of Law, Medicine and Ethics 37 (s2):101-120 (2009)
  Copy   BIBTEX

Abstract

This is an important time to focus on the question of insurance discrimination based on health status. The nation once again is poised to embark on a major health care reform debate. Even as the number of uninsured stands at some 45 million persons, millions more may be poised to lose coverage during the worst economic downturn in generations. In addition, a large number of persons may be seriously under-insured, with coverage falling significantly below the cost of necessary health care. In recent years, the proportion of insured persons who are underinsured has grown by 60% since 2003, reaching an estimated 25 million persons in 2007. Health care costs experienced by insured persons now account for more than 75% of all personal bankruptcies related to medical care. Underlying these figures is a national approach to health care financing for the non-elderly that effectively increases the odds that those who are in poor health status will be uninsured or underinsured.

Links

PhilArchive



    Upload a copy of this work     Papers currently archived: 90,593

External links

Setup an account with your affiliations in order to access resources via your University's proxy server

Through your library

Similar books and articles

The Constitutionality of Mandates to Purchase Health Insurance.Mark A. Hall - 2009 - Journal of Law, Medicine and Ethics 37 (s2):38-50.
Health Insurance Exchanges: Legal Issues.Timothy Stoltzfus Jost - 2009 - Journal of Law, Medicine and Ethics 37 (s2):51-70.
Genetic Nondiscrimination and Health Care as an Entitlement.B. M. Kious - 2010 - Journal of Medicine and Philosophy 35 (2):86-100.
The Purchase of Insurance Across State Lines in the Individual Market.Stephanie Kanwit - 2009 - Journal of Law, Medicine and Ethics 37 (s2):150-164.
Project Overview and Emerging Themes.Elenora E. Connors & Timothy M. Westmoreland - 2009 - Journal of Law, Medicine and Ethics 37 (s2):7-19.
Privacy and Health Information Technology.Deven McGraw - 2009 - Journal of Law, Medicine and Ethics 37 (s2):121-149.

Analytics

Added to PP
2015-10-24

Downloads
14 (#846,545)

6 months
2 (#668,348)

Historical graph of downloads
How can I increase my downloads?

References found in this work

Currents in Contemporary Ethics is GINA Worth the Wait?Mark A. Rothstein - 2008 - Journal of Law, Medicine and Ethics 36 (1):174-178.
Protect the Sick: Health Insurance Reform in One Easy Lesson.Deborah Stone - 2008 - Journal of Law, Medicine and Ethics 36 (4):652-659.
Protect the Sick: Health Insurance Reform in One Easy Lesson.Deborah Stone - 2008 - Journal of Law, Medicine and Ethics 36 (4):652-659.

Add more references